Module 13: Financial Tools & Apps
Expense Tracker Tools की पूरी लिस्ट, जिसमें mobile apps, ताकि 30+ उम्र वाले लोग आसानी से अपने खर्चों का हिसाब रख सकें।
Mobile Expense Tracker Apps
| Tool Name | Platform | Key Features | Best For |
|---|---|---|---|
| Walnut | Android, iOS | Auto expense tracking via SMS, bill reminders, budget limits | Beginners जो ज्यादा time manual entry में नहीं लगाना चाहते |
| ET Money | Android, iOS, Web | Expense + investment tracking, insurance, loan records | One-stop financial management |
| Money Manager | Android, iOS | Manual tracking, charts, budget reports | Detail-oriented users |
| Goodbudget | Android, iOS, Web | Envelope budgeting, family sync | Couples/family budgeting |
| Spendee | Android, iOS, Web | Multiple wallets, shared budgets | Travel और multiple accounts वाले लोग |
Web-Based Expense Tracker Tools
| Tool Name | Website Link | Key Features | Best For |
|---|---|---|---|
| Mint | mint.intuit.com | Bank sync, investment tracking, goal setting | People with multiple income & accounts |
| YNAB | youneedabudget.com | Zero-based budgeting, debt payoff plan | Budget discipline चाहने वाले |
| PocketGuard | pocketguard.com | “In My Pocket” feature to show spendable money | Overspending control |
Spreadsheet Templates (Google Sheets / Excel)
(उनके लिए जो apps use नहीं करना चाहते)
Google Sheets – Monthly Budget Template
- Income, Fixed expenses, Variable expenses, Savings goal tracker
- Free और cloud-based
Excel Personal Budget Template
- Offline, custom formulas possible
- Good for people comfortable with Excel
Tiller Money (Paid, Google Sheets integration)
- Auto bank sync + spreadsheet customization
Smart Voice + AI Based Tools
(Tech-friendly users के लिए)
| Tool Name | Platform | Feature |
|---|---|---|
| Google Assistant + Google Keep | Mobile | Voice expense logging |
| Notion Budget Tracker Template | Web, App | Fully customizable dashboard |
💡 Tips for Choosing the Right Expense Tracker
- अगर आप auto tracking चाहते हैं → Walnut, ET Money, Mint
- अगर आप manual detail entry पसंद करते हैं → Money Manager, Goodbudget, Google Sheets
- अगर आपको goal-based tracking चाहिए → YNAB, Spendee
- अगर आप family budgeting चाहते हैं → Goodbudget, Spendee
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