Module 13: Financial Tools & Apps
Investment Platforms की पूरी list — Beginners से लेकर advanced investors के लिए, ताकि आसानी से decide किया जा सके कि कौन सा platform किस type के investment के लिए सही है।
Stock Market Investment Platforms
| Platform | Best For | Key Features |
|---|---|---|
| Zerodha Kite | Beginners & Intermediate | Low brokerage, easy UI, charts, research tools |
| Upstox | Beginners | Low cost trading, IPO applications, mutual funds |
| Groww | Beginners | Stocks + mutual funds in one app |
| Angel One | All levels | Advisory, portfolio analysis |
| ICICI Direct / HDFC Securities | Conservative investors | Bank integrated, research reports |
Mutual Fund Investment Platforms
| Platform | Best For | Key Features |
|---|---|---|
| ET Money | Beginners | Direct mutual funds, goal-based investing |
| Groww | Beginners | Easy SIP setup, track returns |
| Kuvera | Tech-savvy investors | Family portfolio tracking, goal planning |
| Paytm Money | Small investors | Low minimum SIP amount, simple UI |
| MF Utility (MFU) | Advanced investors | Access to all AMCs, one-time KYC |
Government Schemes & Bonds
| Platform | Best For | Key Features |
|---|---|---|
| NSDL / Karvy Portal | NSC, PPF, Sukanya Samriddhi | Online form submission |
| RBI Retail Direct | G-Sec & Sovereign Gold Bonds | Direct purchase from RBI |
| Post Office Online | RD, TD, KVP, MIS | Traditional safe investments |
Real Estate Investment
| Platform | Best For | Key Features |
|---|---|---|
| Property Share | Fractional real estate investing | Commercial property investments |
| Strata | High-value property owners | Passive rental income |
| NoBroker | Direct buy/sell without brokers | Residential investments |
Alternative Investments
| Platform | Best For | Key Features |
|---|---|---|
| Wint Wealth | Bonds, debt investments | Fixed-income products |
| Grip Invest | Asset leasing, invoice discounting | 12–15% returns potential |
| Tyke Invest | Startup investing | Early-stage equity |
Cryptocurrency Platforms (High Risk)
| Platform | Best For | Key Features |
|---|---|---|
| CoinSwitch Kuber | Beginners | Simple UI, multiple coins |
| WazirX | Traders | Advanced charts, P2P trading |
| CoinDCX | Secure storage | Staking, multiple crypto assets |
💡 Platform चुनने के Tips
- Low brokerage + Easy UI → Zerodha, Groww
- Goal-based Mutual Funds → ET Money, Kuvera
- Safe Government Schemes → RBI Retail Direct, Post Office
- High Risk–High Return → Cryptocurrency, Startup Investing
- Passive Income → REITs, Fractional Real Estate Platforms
Comments